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Conditions of Use

By using this site, you signify your assent to the following conditions of use without limitation or qualification. Please read these conditions carefully before using this site. SunAmerica may at any time revise these terms and conditions by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the then current terms and conditions to which you are bound.


The information contained on this website is not an offer to sell or a solicitation to buy any security or any insurance product. No security or other insurance product is offered or will be sold in any jurisdiction in which such offer or solicitation, purchase or sale would be unlawful under the securities, insurance or other laws of the jurisdiction. Some products or the products' underlying funds may not be available in all states. In addition, the variable insurance products referred to on this website may be offered and sold only to persons in the United States.


The materials on SunAmerica's website, www.sunamerica.com, are provided "as is" and without warranties of any kind either expressed or implied. To the fullest extent permissible pursuant to applicable law, SunAmerica disclaims all warranties, expressed or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. SunAmerica does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this website or the server that makes it available are free of viruses or other harmful components. SunAmerica does not warrant or make any representations regarding the use or the results of the use of the materials on this website in terms of their correctness, accuracy, reliability, or otherwise. You (and not SunAmerica) assume the entire cost of all necessary servicing, repair, or correction.


While SunAmerica uses reasonable efforts to include accurate and up to date information on this website, errors or omissions sometimes occur. SunAmerica makes no warranties or representations as to the accuracy of this website. Under no circumstances, including, but not limited to, negligence, shall SunAmerica nor any party involved in creating, producing, or delivering the website be liable for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the inability to use, the materials on this website, even if SunAmerica or an SunAmerica authorized representative has been advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages, so the above limitation or exclusion may not apply to you. In no event shall SunAmerica's total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing this website.


SunAmerica also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property on account of your access to, use of, or browsing in the website or your downloading of any materials, data, text, images, video, or audio from this website.


This site is owned and operated by SunAmerica. Permission is granted to display and navigate around this website with a computer using HTML browser software, solely for personal, non-commercial use. Any commercial or public use of this website or any portion hereof is strictly prohibited.


Except as otherwise permitted by SunAmerica, no materials from www.sunamerica.com or any website owned, operated, licensed or controlled by SunAmerica may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. You may download material displayed on this website for non-commercial, personal use only provided you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, or use the content of this website for public or commercial purposes, including the text, images, audio, and video without SunAmerica's written permission.


SunAmerica neither warrants nor represents that your use of materials displayed on this website will not infringe rights of third parties not owned by or affiliated with SunAmerica.


This website is controlled and operated by SunAmerica from its offices within the State of California, United States of America. SunAmerica makes no representation that materials on www.sunamerica.com are appropriate or available for use in other locations. Those who choose to access this site from other locations do so on their own initiative and are responsible for compliance with local laws.


All trademarks, services marks, trade names, logos, and icons are proprietary to SunAmerica and its parent company American International Group, Inc. Nothing contained on the website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark displayed on this website without the written permission of SunAmerica or such third party that may own the trademarks displayed on this website. Your use of the trademarks displayed on this website, or any other content on this website, except as provided herein, is strictly prohibited. In regard to domain names themselves, use of a trademark, service mark or trade name proprietary to SunAmerica or its parent company within a domain name is strictly prohibited without the written permission of SunAmerica.

Inquiries concerning use of SunAmerica's trademarks, service marks, trade names, logos, icons, copyrights, domain names or other intellectual property should be addressed to:

Legal Department
1 SunAmerica Center
Los Angeles CA 90067
United States of America

Images displayed on this website are either the property of, or used with permission by, SunAmerica. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted herein. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

All stock quotes appearing on this website are updated approximately every 20 minutes from a source other than SunAmerica. SunAmerica does not assume any responsibility for the accuracy of that pricing information. Accordingly, it should not be used for any formal analysis or estimation.

Any communications or material you transmit to this website by electronic mail or otherwise, including data, questions, comments, or suggestions will be treated as nonconfidential and nonproprietary and will become the property of SunAmerica or its affiliates. Such communications or material shall be used for any purpose, including, but not limited to, reproduction, disclosure, transmission, publication, broadcast, and posting. Furthermore, SunAmerica is free to use any ideas, concepts, know-how, or techniques contained in any communication you send to this website for any purpose whatsoever, including, but not limited to, developing and marketing products using such information.


Polaris, SunAmerica, Seasons, Anchor Advisor, Retirement and You, MarketLOCK, MarketLock Income Plus, Capital Protecor, Seasons Promise and The Retirement Specialist are registered trademarks and/or service marks.


Other Internet or Web sites which may provide access to this Web site by hypertext links ("hyperlinks") are entirely independent of this Web site. Links to other Internet or Web sites from this Web site are included as a convenience for our visitors and in no way are meant to imply that SunAmerica endorses, sponsors, promotes or is affiliated with the clients of or participants in those sites, or endorses any information contained on those sites, unless expressly stated. SunAmerica does not guarantee the accuracy of any information in these other sites nor does it assume any liability for the content or presentation of linked sites.

SunAmerica cannot guarantee that the hyperlinks set out on our Web site will be accurate at the time of your access. Moreover, the sites pointed at by hyperlinks have been independently developed and possibly maintained by person(s) over whom SunAmerica has no control. SunAmerica cannot and does not monitor the sites linked to its pages on the Internet or any transmission made through the respective web pages and news groups. Accordingly, SunAmerica assumes no responsibility for the content of any site referenced to by any hyperlink or otherwise. SunAmerica believes that our making available hyperlinks to publicly accessible web pages is legally permissible and consistent with the common, customary expectations of those who make use of the Internet.


By accepting any software, you agree to a non-exclusive, non-transferable software license which will appear on screen when you install or sign on to the Financial Professionals access only section of this website and/or are included with software diskettes you receive. You acknowledge that the software provided to you may contain technology that is subject to strict controls by various agencies of the United States Government pursuant to United States export control laws and regulations. You hereby agree that you will not transfer or export such software from the United States (including, for example, providing such software to any foreign person or entity in the United States) or re-export such software outside the United States in violation of United States export laws and regulations. SunAmerica does not authorize the downloading or exportation of any software or technical data from this website to any jurisdiction prohibited by the United States export controls laws and regulations.


By registering and establishing a personalized password, you will have access to your account information through this website. You acknowledge that use of SunAmerica's website to access information in your account(s) or to effect transactions in your account(s), may involve the transmission by you of information that may be considered personal financial information. You consent to the transmission by electronic means of such information through any system, service or product used by SunAmerica and such consent shall be effective at all times that you use any such system, service or product. You accept full responsibility for the use and protection of your password and any transaction occurring in any account(s) opened, held, or accessed by use of your password.

You agree immediately to notify SunAmerica the appropriate phone number listed below if you become aware of any of the following:

- Loss or theft of your password or account number(s);
- Unauthorized use of your password or account number(s), or any unauthorized use of this website;
- Your failure to receive from SunAmerica via email a confirming message providing a tracking number for each transaction initiated by you through this website;
- Your failure to receive accurate written confirmation of a transaction within seven (7) business days after transmitting the transaction request through the website;
- Any receipt of confirmation of a transaction that you did not place, or any inaccurate or conflicting report concerning your account or any transaction history in your account; or
- Any other information which you know of and believe compromises the security of your account information on this website.

If you fail to notify SunAmerica when any of the above conditions occur, neither SunAmerica nor any of its employees, investment representatives, affiliates, subsidiaries, or its parent, nor any third parties, can or will have any responsibility or liability to you or to any other person whose claim may arise through you for any claims with respect to the handling, mishandling, or loss of any transaction.

You are solely responsible for the confidentiality and use or your password and account number(s). You will be solely responsible for all transactions entered through and under your password and all transactions received by SunAmerica will be deemed to have been received from you. In the event of a breach of security, you will remain liable for any unauthorized use of your password to access information or effect transactions through this website until SunAmerica receives actual notice from you.

You expressly acknowledge and agree that the use and storage of any information, including without limitation, account information transaction activity, account balances, and any other information or transactions available through use of SunAmerica's website is at your sole risk and responsibility. SunAmerica shall not be deemed to have received any transaction order instruction transmitted by you until SunAmerica has actual knowledge of the transaction order or instruction. You are responsible for monitoring your account.

SunAmerica reserves the right to discontinue electronic access to your account, in whole or in part, at any time, and to modify or change the information or transactions available, at any time and from time to time. You acknowledge that SunAmerica may immediately terminate your ability to access this website or portions of it if you violate the conditions of use or if you jeopardize the proper and efficient operation of services provided through this website.


To contact SunAmerica please call the corresponding phone number based on the following groups of variable annuity products listed:


For the Polaris, Seasons, Diversified Strategies, Anchor Advisor, ICAP, American Pathway and Vista families of variable annuities, please call 1- 800-445-7862.


For AllianceBernstein Ovation, AllianceBernstein Ovation Advantage, AllianceBernstein Ovation Advisor, AllianceBernstein Ovation Plus, Gallery, Paradigm, Profile and Trilogy products, please call 1-800-255-8402.


American General Life Insurance Company (California Certificate Authority No.: 08662) is domiciled in Texas and has its principal place of business in California.

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