Our Products

Designed to meet your retirement needs, our variable annuity products offer long-term growth potential, legacy options and, perhaps most importantly, flexible income options that can provide for a potentially rising income stream, no matter what happens in the market, guaranteed for life.

Variable Annuities

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The SunAmerica Polaris Variable Annuities offer The Total Retirement Package. Polaris can help you retire your way with retirement income that is guaranteed to last for life. See what SunAmerica has to offer 


Learn more about our Variable Annuities

 

The Variable Annuity Advantage 
 

Polaris: The Total Retirement Package
 

Polaris Annuities at a Glance

 

 

 

  

Optional Benefits

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Help protect your retirement assets and retirement income from three of the greatest risks to retirement: Market risk, longevity risk and inflation risk. Take advantage of income solutions that can rise with market, that won’t be impacted by market volatility and that can guarantee income for life.

 

Learn more about Optional Benefits

 

Retirement Income Benefits
   • SunAmerica Income Plus
   • SunAmerica Income Builder

 

Beneficiary Protection

 

Guarantees are based on the claims-paying ability of the issuing company.

401(k) Products

SunAmerica has a 401(k) solution for your needs – from small to medium-sized businesses to self-employed business owners. Our products are designed specifically to help you save more for future income needs, defer more taxes on current income and secure more for retirement income.

 

Learn more about 401(k) products

 

Polaris 401(k)

 

Individual 401(k) 

 

 

 

 

 

 

Please note that variable annuities are tax-deferred investments, and are subject to insurance-related charges such as mortality, expense risk charges, adminstration fees, applicable withdrawal charges, and investment management expenses. Optional benefits are subject to additional fees, limitations and restrictions. Of course, if your investment is tax-qualified, such as a 401(k) or IRA, there is no additional tax-deferred benefit.

 

Variable annuities are sold by prospectus only. The prospectus contains the investment objectives, risks, fees, charges, expenses and other information regarding the contract and underlying funds, which should be considered carefully before investing. A prospectus may be obtained from your financial advisor or by calling 1-800-445-7862. Please read the prospectus carefully before investing.

 

Annuities are long-term products designed for retirement. Withdrawals of taxable amounts are subject to ordinary income tax and, if taken prior to age 59½, a 10% federal tax penalty may apply. Early withdrawals may be subject to withdrawal charges. An investment in a variable annuity involves investment risk, including possible loss of principal. The contract, when redeemed, may be worth more or less than the total amount invested.

 

The Company, its distributors and representatives are not authorized to give legal, tax or accounting advice. Applicable laws and regulations are complex and subject to change. Any tax statements in this material are not intended to suggest the avoidance of U.S. federal, state or local tax penalties. For advice concerning your situation, consult your professional attorney, tax advisor or accountant.

 

Annuities are issued by American General Life Insurance Company (AGL), except in New York, where they are issued by The United States Life Insurance Company in the City of New York (US Life). All products and features may not be available in all states. The purchase of a variable annuity is not required for, and is not a term of, the provision of any banking service or activity. Distributed by AIG Capital Services, Inc., Member FINRA, 21650 Oxnard St., Suite 750, Woodland Hills, CA 91367-4997, 1-800-445-7862.

 

AGL, US Life and AIG Capital Services, Inc. are members of American International Group, Inc. (AIG). All contract and optional benefit guarantees are backed by the claims-paying ability of the issuing insurance company and are not the obligation or responsibility of AIG.

  

 

Not FDIC or NCUA/NCUSIF Insured

 

 

May Lose Value ● No Bank or Credit Union Guarantee

Not a Deposit ● Not Insured by any Federal Government Agency

 

 

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