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SunAmerica Variable Annuity Product Prospectuses

 

 Polaris Choice IV

 Polaris Platinum III

 Polaris Platinum O-Series

 Prospectus (10/1/13)  

 

 Prospectus (10/1/13)

 

 Prospectus (5/1/13)
 
 
Supplements
·  
October 1, 2013

 Polaris Preferred Solution

 Polaris Retirement Protector

 Polaris 401(k)

 Prospectus (10/1/13)

 

 Prospectus (5/1/13)

 
Supplements
·  
October 1, 2013

 Prospectus(5/1/13) 

 
Supplements
·  
June 19, 2013


Click here  for Information Statements.
Click 
here  for Service-Only Product Prospectuses.
           

Fund Prospectuses and Reports

 

Anchor Series Trust  (M5068AS1)

Statutory Prospectus

Summary Prospectus

Annual Report

Semi-Annual Report

Statement of Additional Information

 May 1, 2013

 May 1, 2013

 Dec.31, 2012

 June 30, 2013

 May 1, 2013

 

 

Applicable to the Following Variable Annuity Products:
Anchor Advisor, Polaris, Polaris II, Polaris II A-Class, Polaris II A-Class Platinum Series, Polaris II Platinum Series, Polaris Advantage II, Polaris Choice, Polaris Choice II, Polaris Choice III, Polaris Choice IV, Polaris Platinum II purchased through M&T Bank, Polaris Platinum III, Polaris Platinum O-Series, Polaris Preferred Solution, Polaris Retirement Protector

 

Anchor Series Trust  (M5068AS2)

Statutory Prospectus

Summary Prospectus

Annual Report

Semi-Annual Report

Statement of Additional Information

 May 1, 2013

 May 1, 2013

 Dec.31, 2012

 June 30, 2013

 May 1, 2013

  

Applicable to the Following Variable Annuity Products:
Polaris Choice III purchased through WAMU, Polaris Platinum, Polaris Platinum II, Polaris Preferred Solution

 

Anchor Series Trust  (M3179AS)

Statutory Prospectus

Annual Report

Semi-Annual Report

Statement of Additional Information

 May 1, 2013

 Dec.31, 2012

 June 30, 2013

 May 1, 2013

Applicable to the Following Variable Annuity Products:
Anchor Advisor, FSA Advisor, Group Polaris, Polaris, PolarisAmerica, Polaris Advantage, Polaris Advantage II, Polaris Advisor, Polaris Advisor III, Polaris II, Polaris II A-Class, Polaris II A-Class Platinum Series, Polaris II Asset Manager, Polaris II Platinum Series, Polaris America, Polaris Advisor, Polaris Choice, Polaris Choice II, Polaris Choice III, Polaris Choice IV, Polaris Platinum, Polaris Platinum II, Polaris Platinum III, Polaris Platinum O-Series, Polaris Plus, Polaris Preferred Solution, Polaris Protector, Polaris Retirement Protector, Vista, WM Diversified Strategies, WM Diversified Strategies III

Seasons Series Trust - (M5068SS5)

Statutory Prospectus

Summary Prospectus

Annual Report

Semi-Annual Report

Statement of Additional Information

 July 29, 2013

 July 29, 2013

 March 31, 2013

 Sept. 30, 2012

 July 29, 2013

Supplements
·  
Oct.11, 2013
·  
Sept.27, 2013
·  
Aug.2, 2013

Applicable to the Following Variable Annuity Products:
Polaris Advantage, Polaris Advantage II, Polaris Advisor III, Polaris Choice III, Polaris Choice IV, Polaris Platinum III, Polaris Preferred Solution, Polaris Retirement Protector

Seasons Series Trust - (J5068SSC)

Statutory Prospectus

Summary Prospectus

Annual Report

Semi-Annual Report

Statement of Additional Information

 July 29, 2013

Supplements
·  
Oct.11, 2013
·  
Sept.27, 2013
·  
Aug.2, 2013

 July 29, 2013

Supplements
·  
Oct.11, 2013
·  
Sept.27, 2013
·  
Aug.8, 2013
·  Aug.2, 2013

 March 31, 2013

 Sept.30, 2012

 July 29, 2013

Supplements
·  
Oct.11, 2013
·  
Aug.2, 2013

Applicable to the Following Variable Annuity Products:
Seasons Advantage, Seasons Advisor, Seasons Advisor II, Seasons Advisor III, Seasons Elite, Seasons Preferred Solution, Seasons Select, Seasons Select II, Seasons Triple Elite

Seasons Series Trust - Real Return  (M5068SS7)

Statutory Prospectus

Summary Prospectus

Annual Report

Semi-Annual Report

Statement of Additional Information

 July 29, 2013

 July 29, 2013

 March 31, 2013

 Sept. 30, 2012

 July 29, 2013

Supplements
·  
Oct.11, 2013
·  
Sept.27, 2013
·  
Aug.2, 2013

 

Applicable to the Following Variable Annuity Products:
Polaris, Polaris II, Polaris II A-Class Platinum Series, Polaris II Platinum Series, Polaris II NY, Polaris Advisor, Polaris Choice, Polaris Choice II, Polaris Platinum, Polaris Platinum II, Polaris Platinum O-Series, Polaris Protector

Seasons Series Trust - (J4559SS)

Statutory Prospectus

Annual Report

Semi-Annual Report

Statement of Additional Information

 July 29, 2013

 

 March 31, 2013

 Sept. 30, 2012

 July 29, 2013 

Applicable to the Following Variable Annuity Products:
Seasons

SunAmerica Series Trust - (M5068ST1)

Statutory Prospectus

Summary Prospectus

Annual Report

Semi-Annual Report

Statement of Additional Information

 May 1, 2013

Supplements
·  
Oct. 11, 2013
·  
Oct. 09, 2013
·  
Sept. 27, 2013
·  
June 19, 2013

 May 1, 2013

Supplements
·  
Oct.11, 2013
·  
Oct.09, 2013
·  
Sept.27, 2013
·  Sept. 27, 2013
·  
June 19, 2013

 Jan.31, 2013

 July 31, 2013

 May 1, 2013

Supplements
·  
Oct. 11, 2013
·  
Oct. 09, 2013
·  
Sept. 27, 2013
·  
June 16, 2013

 

 

Applicable to the Following Variable Annuity Products:
Polaris, Polaris II, Polaris II A-Class Platinum Series, Polaris II Platinum Series, Polaris Advantage II, Polaris Choice II, Polaris Choice III, Polaris Choice IV, Polaris Platinum, Polaris Platinum II, Polaris Platinum III, Polaris Platinum O-Series, Polaris Preferred Solution, Polaris Retirement Protector

SunAmerica Series Trust  (M3179ST)

Statutory Prospectus

Annual Report

Semi-Annual Report

Statement of Additional Information

 May 1, 2013
 

Supplements
·  
Oct. 11, 2013
·  
Oct. 09, 2013
·  
Sept. 27, 2013
·  
June 19, 2013

 Jan.31, 2013

 July 31, 2013

 May 1, 2013

Supplements
·  
Oct. 11, 2013
·  
Oct. 09, 2013
·  
Sept. 27,2013
·  
June 16, 2013

Applicable to the Following Variable Annuity Products:
Anchor Advisor, FSA Advisor, Group Polaris, Polaris, Polaris II, Polaris II A-Class, Polaris II A-Class Platinum Series, Polaris II Platinum Series, Polaris II Asset Manager, Polaris Advantage, Polaris Advantage II, Polaris Advisor, Polaris Advisor III, PolarisAmerica, Polaris Choice, Polaris Choice II, Polaris Choice III, Polaris Choice IV, Polaris Platinum, Polaris Platinum II, Polaris Platinum III, Polaris Platinum O-Series, Polaris Plus, Polaris Protector, Polaris Preferred Solution, , Polaris Retirement Protector, Vista, WM Diversified Strategies, WM Diversified Strategies III

SunAmerica Series Trust – SunAmerica Volatility Control Portfolios (M5068DA1)

Statutory Prospectus

Summary Prospectus

Annual Report

Semi-Annual Report

Statement of Additional Information

 May 1, 2013

 May 1, 2013

 Jan.31, 2013

 July 31, 2013

  May 1, 2013

 

 

Applicable to the Following Variable Annuity Products:
Polaris Platinum O-Series

SunAmerica Series Trust – SunAmerica Volatility Control Portfolios (M5068DC1)

Statutory Prospectus

Summary Prospectus

Annual Report

Semi-Annual Report

Statement of Additional Information

 May 1, 2013

 May 1, 2013

 Jan.31, 2013

 July 31, 2013

 May 1, 2013

 

 

Applicable to the Following Variable Annuity Products:
Polaris II, Polaris Choice III, Polaris Platinum II, Polaris Retirement Protector, Seasons Select II

SunAmerica Series Trust – SunAmerica Volatility Control Portfolios (M5068DV1)

Statutory Prospectus

Summary Prospectus

Annual Report

Semi-Annual Report

Statement of Additional Information

 May 1, 2013

 Supplements
·  
June 19, 2013

 May 1, 2013

 Supplements
·  
June 19, 2013

  Jan.31, 2013

 July 31, 2013

 May 1, 2013

 Supplements
·  
June 16, 2013

 

 

Applicable to the Following Variable Annuity Products:
Polaris Advantage II, Polaris Choice IV, Polaris Platinum III,
Polaris Preferred Solution

SunAmerica Series Trust – SunAmerica Volatility Control Portfolios (M3179DV)

Statutory Prospectus

Annual Report

Semi-Annual Report

Statement of Additional Information

 May 1, 2013

 

  Jan.31, 2013

 July 31, 2013

 May 1, 2013

Applicable to the Following Variable Annuity Products:
Polaris Advantage, Polaris Advantage II, Polaris Advisor III, Polaris Choice III, Polaris Choice IV, Polaris II, Polaris Platinum II, Polaris Platinum III, Polaris Platinum O-Series, Polaris Preferred Solution, Polaris Retirement Protector, Seasons Advantage, Seasons Elite, Seasons Preferred Solution, Seasons Select II

SunAmerica Series Trust – Protected Asset Allocation® SAST Portfolios (M5068PA)

Statutory Prospectus

Summary Prospectus

Annual Report

Semi-Annual Report

Statement of Additional Information

 May 1, 2013

Supplements
·  June 3, 2013

 May 1, 2013

Supplements
·  June 3, 2013

  Dec. 31, 2012

 June 30, 2013

 May 1, 2013

Supplements
·  June 3, 2013

 

 

Applicable to the Following Variable Annuity Products:
Polaris Advantage II, Polaris Choice IV, Polaris Platinum III and Polaris Preferred Solution

SunAmerica Series Trust – Protected Asset Allocation® SAST Portfolios (M3179PA)

Statutory Prospectus

Annual Report

Semi-Annual Report

Statement of Additional Information

 May 1, 2013

 

  Dec. 31, 2012

 June 30, 2013

 May 1, 2013

Applicable to the Following Variable Annuity Products:
Polaris Advantage, Polaris Advantage II, Polaris Choice IV, Polaris Platinum III and Polaris Preferred Solution

SunAmerica Series Trust - American Funds® SAST Portfolios (M5068MF1)

Statutory Prospectus

Summary Prospectus

Annual Report

Semi-Annual Report

Statement of Additional Information

 May 1, 2013

 May 1, 2013

 Dec. 31, 2012

 June 30, 2013

 May 1, 2013

 

 

Applicable to the Following Variable Annuity Products:
Polaris Advantage II, Polaris Choice III, Polaris Choice IV, Polaris Platinum II, Polaris Platinum III, Polaris Preferred Solution, Polaris Retirement Protector

SunAmerica Series Trust - American Funds® SAST Portfolios (M5068MF2)

Statutory Prospectus

Summary Prospectus

Annual Report

Semi-Annual Report

Statement of Additional Information

 May 1, 2013

 May 1, 2013

 Dec. 31, 2012

 June 30, 2013

 May 1, 2013

 

 

Applicable to the Following Variable Annuity Products:
Seasons Select II

SunAmerica Series Trust - American Funds® SAST Portfolios (M3179MF)

Statutory Prospectus

Annual Report

Semi-Annual Report

Statement of Additional Information

 May 1, 2013

 

 Dec. 31, 2012

 June 30, 2013

 May 1, 2013

Applicable to the Following Variable Annuity Product:
Polaris Advantage, Polaris Advantage II, Polaris Advisor, Polaris Advisor III, Polaris Choice III, Polaris Choice IV, Polaris II NY, Polaris Platinum II, Polaris Platinum III, Polaris Preferred Solution, Polaris Retirement Protector, Seasons Advantage, Seasons Advisor III, Seasons Elite, Seasons Preferred Solution, Seasons Select II

AIM Variable Insurance Funds [Invesco Variable Insurance Funds] (M3179IV) 

Statutory Prospectus

Applicable to the Following Variable Annuity Products:
Anchor Advisor, Polaris, Polaris II, Polaris II A-Class, Polaris II A-Class Platinum Series, Polaris II Platinum Series, Polaris Advantage, Polaris Advantage II, Polaris Advisor, Polaris Advisor III, Polaris Choice, Polaris Choice II, Polaris Choice III, Polaris Choice IV, Polaris Platinum, Polaris Platinum II, Polaris Platinum III, Polaris Platinum O-Series, Polaris Preferred Solution, Polaris Protector, Polaris Retirement Protector, WM Diversified Strategies III

 April 29, 2013

  Supplements
·  June 11, 2013

American Funds Insurance Series (M3179AF) 

Statutory Prospectus

Applicable to the Following Variable Annuity Products:
Anchor Advisor, Polaris, Polaris II, Polaris II A-Class, Polaris II A-Class Platinum Series, Polaris II Platinum Series, Polaris Advisor, Polaris Choice II, Polaris Choice NY, Polaris Platinum, Polaris Platinum II, Polaris Platinum O-Series, Polaris Protector

 May 1, 2013

 

Columbia Funds Variable Insurance Trusts (M3179CF) 

Statutory Prospectus

Applicable to the Following Variable Annuity Products:
PolarisAmerica, Polaris Choice, Polaris Choice II, Polaris Choice III, Polaris Platinum II
 

 May 1, 2013

 

Franklin Templeton Variable Insurance Products Trust (M3179FF) 

Statutory Prospectus

Applicable to the Following Variable Annuity Products:
Polaris Advantage, Polaris Advantage II, Polaris Advisor III, Polaris Choice IV, Polaris Platinum III, Polaris Platinum O-Series, Polaris Preferred Solution, Polaris Retirement Protector, Polaris Choice III, Polaris II A-Class Platinum Series, Polaris II NY, Polaris II Platinum Series, Polaris Platinum II

 May 1, 2013

Supplements
·  
July 24, 2013

Fidelity Variable Insurance Products Trust (J3179FD) 

Statutory Prospectus

Applicable to the Following Variable Annuity Product:
Seasons Advantage, Seasons Advisor III, Seasons Elite, Seasons Preferred Solution, Seasons Select II

 April 30, 2013

 

Lord Abbett Series Fund, Inc. (M3179LA)

Statutory Prospectus

Applicable to the Following Variable Annuity Products:
Anchor Advisor, Polaris, Polaris II, Polaris II A-Class, Polaris II A-Class Platinum Series, Polaris II Platinum Series, Polaris Advantage, Polaris Advantage II, Polaris Advisor, Polaris Advisor III, Polaris Choice, Polaris Choice II, Polaris Choice III, Polaris Choice IV, Polaris Platinum, Polaris Platinum II, Polaris Platinum III, Polaris Platinum O-Series, Polaris Preferred Solution, Polaris Protector, Polaris Retirement Protector

 May 1, 2013

 

Principal Variable Contracts Funds, Inc. (M3179PV) 

Statutory Prospectus

Applicable to the Following Variable Annuity Products:
Polaris II NY purchased through WAMU, Polaris Choice III purchased through WAMU, Polaris Platinum, Polaris Platinum II, WM Diversified Strategy, WM Diversified Strategy III

 May 1, 2013

Supplements
·  
May 9, 2013

Sterling Capital Variable Insurance Funds (M3179BT) 

Statutory Prospectus

Applicable to the Following Variable Annuity Products:
Polaris Choice II purchased through BB&T Bank, Polaris Choice III purchased through BB&T Bank, Polaris Platinum II purchased through BB&T Bank

 May 1, 2013

  

T. Rowe Price Equity Series, Inc. (J3179TR) 

Statutory Prospectus

Applicable to the Following Variable Annuity Products:
Seasons Advantage, Seasons Advisor III, Seasons Elite, Seasons Preferred Solution, Seasons Select II

 May 1, 2013

 

 

Please note: We provide you direct access to the Anchor Series Trust, Seasons Series Trust and SunAmerica Series Trust regulatory documents that relate to the Summary Prospectus you may be reviewing because we are affiliated with the investment manager, SunAmerica Asset Management Corp. Additionally, we provide the XBRL filings for Anchor Series Trust, Seasons Series Trust and SunAmerica Series Trust. Please click here to access these XBRL documents.

For all other funds, we provide only the statutory prospectus on our website. If you would like to view the regulatory documents for any of the other funds, please visit the fund company’s website.

W5060PRO.5 (07/13)

-------------------------------------------------------------

 

Annuities are designed for long-term retirement investing. Early withdrawals may be subject to withdrawal charges. Partial withdrawals may reduce benefits available under the contract, as well as the amount available upon a full surrender. Withdrawals of taxable amounts are subject to ordinary income tax and, if taken prior to age 59½, an additional 10% federal tax may apply. An investment in a variable annuity involves investment risk, including possible loss of principal. The contract, when redeemed, may be worth more or less than the total amount invested. Tax-qualified plans, such as an IRA, 401(k), etc., are tax-deferred (and subject to required minimum distributions) regardless of whether or not they are funded with an annuity.

Variable annuities are sold by prospectus only. The prospectus contains the investment objectives, risks, fees, charges, expenses and other information regarding the contract and underlying funds, which should be considered carefully before investing. A prospectus may be obtained from your financial advisor or by calling 1-800-445-7862. Please read the prospectus carefully before investing.

This material was prepared to support the marketing of the SunAmerica Variable Annuities. Please keep in mind that American General Life Insurance Company (American General Life), SunAmerica, and their distributors and representatives may not give tax, accounting or legal advice. Any tax statements in this material are not intended to suggest the avoidance of U.S. federal, state or local tax penalties. Such discussions generally are based upon the company’s understanding of current tax rules and interpretations. Tax laws are subject to legislative modification, and while many such modifications will have only a prospective application, it is important to recognize that a change could have retroactive effect as well. Please seek the advice of an independent tax advisor or attorney for more complete information concerning your particular circumstances and any tax statements made in this material.

Variable annuities are issued by American General Life Insurance Company (American General Life), except in New York, where they are issued by The United States Life Insurance Company in the City of New York (US Life). Products are marketed by SunAmerica, The Retirement Specialist. All products may not be available in all states. The purchase of a variable annuity is not required for, and is not a term of, the provision of any banking service or activity.

Distributed by SunAmerica Capital Services, Inc., 21650 Oxnard St., Suite 750, Woodland Hills, CA 91367-4997,
1-800-445-7862. 

  

 

Not FDIC or NCUA/NCUSIF Insured

 

 

May Lose Value No Bank or Credit Union Guarantee

Not a Deposit Not Insured by any Federal Government Agency